# Bloxley

> Bloxley is a next-generation all-in-one fintech platform combining checking, savings, investing, and payments in one app — with zero hidden fees, multi-currency accounts, and AI-powered money management.

Bloxley is not a bank. It is an e-money institution providing account and payment services. Money is safeguarded in accordance with e-money regulations. Bloxley operates under EU/EEA and UK regulatory frameworks.

## Core Product

- [Essentials](https://bloxley.com/eu/essentials/): Zero-fee accounts with tools to manage, send, and organise money. Flexible membership tiers available.
- [Compare Plans](https://bloxley.com/eu/compare-plans/): Basic, Plus, and Premium membership tiers with varying features and limits.
- [Pockets](https://bloxley.com/eu/pockets/): Savings goal organisation with interest earning (APY). Multi-currency support. *(Coming Soon)*
- [Cards](https://bloxley.com/eu/cards/): All-in-one debit cards for spending, saving, and money management. *(Coming Soon)*
- [Business](https://bloxley.com/eu/business/): Business banking with checking, savings, investing, payments, multi-currency accounts, and AI assistant. *(Coming Soon)*

## AI Features

- [Money Penny](https://bloxley.com/eu/money-penny/): AI finance assistant for sending money, tracking spending, and investing via voice or text. *(Coming Soon)*
- [Pro Analytics](https://bloxley.com/eu/pro-analytics/): AI-powered spending insights, financial fitness tracking, and smart suggestions. *(Coming Soon)*

## Security

- [Security](https://bloxley.com/eu/security/): 24/7 AI monitoring, human financial crime teams, and personalised security controls.

## Company

- [About](https://bloxley.com/eu/about/): Mission, founders' message, and company vision.
- [Team](https://bloxley.com/eu/team/): Leadership team combining finance and technology expertise.
- [Blog](https://bloxley.com/blog/): Fintech news, money tips, and financial advice.
- [Press & Media](https://bloxley.com/eu/pr-media/): Press releases, brand assets, and media kit.
- [System Status](https://bloxley.com/eu/system-status/): Live status for all accounts, payments, and transfers.

## Support & Legal

- [Support](https://bloxley.com/eu/support/): 24/7 help for accounts, payments, transfers, and more.
- [Legal Hub](https://bloxley.com/eu/legal/): Terms of Service, Privacy Policy, Beta Disclaimer, and all legal documents (EU/EEA).
- [Privacy Policy](https://bloxley.com/eu/legal/privacy-policy/): How personal data is collected, used, and protected under UK and EU GDPR.
- [Cookie Policy](https://bloxley.com/eu/legal/cookies/): Cookie usage, data control, and personalisation practices.

## Help Articles

- [Is Bloxley a Bank?](https://bloxley.com/legal/faq/article/is-bloxley-a-bank/): Explains Bloxley's e-money status and how accounts and payments are provided.
- [Is My Money Protected if Bloxley Shuts Down?](https://bloxley.com/legal/faq/article/is-my-money-protected-if-bloxley-shuts-down/): Safeguarding explained, including comparison with FSCS bank deposit protection.
- [How Does Identity Verification Work?](https://bloxley.com/legal/faq/article/how-does-identity-verification-work/): KYC process, accepted documents, and verification steps.
- [How Does Bloxley Use My Personal Data?](https://bloxley.com/legal/faq/article/how-does-bloxley-use-my-personal-data/): Data collection, usage, sharing, and user rights under GDPR.
- [How Do I Raise a Complaint?](https://bloxley.com/legal/faq/article/how-do-i-raise-a-complaint/): Complaints process and Financial Ombudsman Service escalation.
- [Account Closure](https://bloxley.com/legal/faq/article/account-closure/): How to close an account and what happens to remaining funds.
- [All Help Articles](https://bloxley.com/legal/faq/article/): Full index of support and FAQ content.